Terms & Conditions
1. Use of Website
The content on this site is for general information and educational purposes only. We may update or modify this site and these Terms at any time by posting a revised version. Continued use after changes constitutes acceptance. Unauthorized use may give rise to a claim for damages.
2. Electronic Communications & E‑Sign Consent
By submitting your email address or contacting us through the site, you consent to receive electronic communications from ClearMark Advisory relating to your request (e.g., delivery of the Knowledge Guide and related updates). You may unsubscribe at any time using the link in our emails.
We may send these communications using our email service provider, Kit (formerly ConvertKit) (operated by Kit, Inc.).
3. No Guarantee of Results
We strive to provide high‑quality strategy and tools, but we do not guarantee specific credit score improvements, credit approvals, or outcomes. Your results may vary.
4. Intellectual Property
All site content — including downloads, templates, graphics, and course materials — is the property of ClearMark Advisory and is protected by applicable intellectual property laws. You may not reproduce, redistribute, or create derivative works without our prior written permission.
5. Client Responsibility
By purchasing services or products, you agree to provide accurate information and to use materials lawfully. Unless expressly licensed otherwise, materials are for your personal use only and may not be copied, shared, or resold.
6. Limitation of Liability
To the maximum extent permitted by law, ClearMark Advisory will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of the site, services, or products. You agree to use all information at your own discretion and risk.
7. Dispute Resolution & Jurisdiction
Any dispute or claim arising out of or relating to these Terms, the site, or our services shall be brought exclusively in the state or federal courts located in Collin County, Texas, and the parties consent to the personal jurisdiction of those courts.
You and we agree to bring claims only in an individual capacity and not as a plaintiff or class member in any class, consolidated, or representative proceeding.
Exception: Either party may bring an individual action in small‑claims court with jurisdiction or seek injunctive relief for misuse of intellectual property.
8. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict of laws principles.
9. Legal Entity
“ClearMark Advisory” is a trade name of ClearMark Credit Advisory, LLC, a Texas limited liability company. All services, agreements, and transactions are legally entered into with ClearMark Credit Advisory, LLC.
10. Third‑Party Services
We use trusted service providers to operate our site and communications, including (but not limited to): WordPress (site platform/hosting), Kit (email delivery & subscription management, operated by Kit, Inc.), Stripe (payment processing, when applicable), Kajabi (digital content delivery, when applicable), OpenPhone (customer communications), and Interact (quiz delivery, when embedded). Use of these services is subject to their respective terms.
11. Related Policies
These documents are incorporated by reference into these Terms and apply to all services and products offered by ClearMark Advisory.
12. Changes to These Terms
We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Your continued use of the site after changes are posted constitutes acceptance of the revised Terms.
Contact
Questions? Email us at info@clearmarkadvisory.com.

