Terms & Conditions

1. Use of Website

The content on this site is for general information purposes only. We may update or modify this site and these Terms at any time by posting a revised version. Continued use after changes constitutes acceptance.

2. Services

Clearmark Advisory provides forensic credit analysis and escalation services for serious credit-file and institutional reporting disputes. All services are founder-delivered and scoped on a per-engagement basis.

3. No Guarantee of Results

We strive to provide high-quality forensic analysis and escalation, but we do not guarantee specific outcomes including credit score changes, tradeline removals, account corrections, or settlement amounts. Results vary based on the facts of each case, institutional responses, and factors beyond our control.

4. Not Legal Advice

Clearmark Advisory is not a law firm and does not provide legal advice. Our forensic analysis and escalation work is advisory in nature. If your situation requires legal representation, we recommend consulting with qualified consumer counsel.

5. Client Responsibility

By engaging our services or providing materials, you agree to provide accurate information, confirm that you are authorized to share submitted materials, and use all deliverables lawfully. Deliverables are for your personal use only and may not be copied, shared, or resold without prior written permission.

6. Intellectual Property

All site content, frameworks, analysis methodologies, briefs, findings, and materials are the property of ClearMark Credit Advisory, LLC and are protected by applicable intellectual property laws.

7. Limitation of Liability

To the maximum extent permitted by law, Clearmark Advisory will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, or data, arising from or related to your use of the site, services, or deliverables.

8. Dispute Resolution and Jurisdiction

Any dispute arising out of or relating to these Terms or our services shall be brought exclusively in the state or federal courts located in Collin County, Texas. You agree to bring claims only in an individual capacity and not as part of any class or representative proceeding.

9. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of laws principles.

10. Legal Entity

"Clearmark Advisory" is a trade name of ClearMark Credit Advisory, LLC, a Texas limited liability company.

11. Related Policies

For additional details, please review our Privacy Policy and Disclaimer.

12. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above.

Contact

Questions? Email us at tom@clearmarkadvisory.com.