Advisory Services - ClearMark Advisory

Advisory Services Built for Founders, Investors, and High-Net-Worth Clients

Your credit strategy shouldn’t be guesswork. Even with Fed cuts, 54% of businesses still pay premium rates due to credit issues.1 We fix what’s hidden in 14 days.

Founder-Led Pedigree

20+ years delivering M&A and transformation programs—now applied to founder-led credit strategy. We’ve analyzed what drives the 18% of deals that fail despite ‘good’ credit.

Forensic Framework™

Evidence-based analysis across core files, plus targeted specialty datasets when warranted—no blind spots.

Enterprise Expertise

Experience guiding corporate transformations—applied with precision to your credit path. Real estate investors save $50,000+ per property. Business owners save $25,000+ per $500K financed.

FCRA-Aligned & Transparent

Documentation-ready outputs and clear, fixed pricing—no retainers, no surprises.

Why ClearMark Advisory

  • Focused: We isolate the few factors that actually move your score and approvals. Payment history (35%) and utilization (30%) drive 65% of your FICO—we know exactly which levers to pull.
  • Forensic: Core files analyzed, plus targeted specialty datasets when warranted against FCRA and underwriting dynamics. We review core tri-merge; specialty checks when warranted, not 3—uncovering the hidden flags that kill deals despite “good” credit.
  • Actionable: Sequenced steps, timelines, and escalation-ready documentation. Our 14-day sprint compresses the typical 180-day timeline while maintaining compliance standards.

Our Advisory Portfolio

Credit Clarity Audit™

$1,297

Start here if:

  • You need direction in days, not weeks
  • Budget under $1,500 but need professional roadmap
  • First major credit challenge or quick diagnostic

Rapid diagnostic to identify friction points and unlock quick wins.

  • Targeted findings report
  • Priority fixes and sequence
  • 30-minute roadmap call

Comprehensive Credit Assessment™

$1,997

Choose this if:

  • Stakes are $50K+ (real estate, business funding)
  • Multiple derogatory items or complex disputes
  • Need forensic documentation and dispute sequencing

End-to-end analysis across tradelines, disputes, and underwriting blockers.

  • Forensic report & score dynamics
  • Dispute sequencing & risk flags
  • 45-minute strategy briefing
  • 30-day post-delivery support

Shadow File Deep Dive™

$3,497

Choose this when:

  • Unexplained denials despite good scores
  • ChexSystems, LexisNexis, or banking concerns
  • Identity theft or complex bureau data issues

When the public file looks “clean” but hidden data keeps otherwise viable deals from funding.

  • Shadow File Profile
  • Strategic Freeze Playbook
  • Escalation-ready documentation
  • 30-day post-delivery support

Still unsure which path fits your situation?

Schedule a free advisory call to discuss your timeline, complexity, and goals. We’ll recommend the right starting point—no obligation.

Schedule Free Advisory Call

Ongoing Support

Every Comprehensive, Shadow, and UCO engagement includes 30 days of post-delivery support. Need extended guidance through the full 90–180 day dispute lifecycle? Our Dispute Execution Support™ extension provides continued response analysis, prepared correspondence, and escalation guidance at $1,297 for 90 days or $447/month.

Sources & References

1 ClearMark Advisory industry research analysis based on client engagement data and Federal Reserve studies on credit access timing, 2023–2024.

2 Venture capital timing studies and Federal Reserve data on opportunity cost multipliers in funding delays.